One of the most common desires of teenagers is acquiring his own vehicle. And when really deserve to do so. Of course, before allowing your child to drive on their own, must first meet the age required to obtain a license. In most cases, be able to get a license means one thing for teenagers - freedom!
Once you've got your teens their cars, the next thing you should think about is car insurance. One of the first and most important considerations is the price of the premium. Most insurers charge higher premiums for car insurance for teenagers. This is because these companies most teens see the drivers being more reckless and accident-prone than adults.
Fortunately, there are ways you can reduce the cost of car insurance for your teenager. These factors may help get a better deal in the future.
1. A spotless driving record. It is essential that emphasize the importance of observing traffic laws and have a clean driving record to your teenager. This means that you should avoid speeding and other traffic violations and at all costs. And, while accidents do happen, being more aware can minimize the occurrence of a happening. A clean driving record will be rewarded with lower premium payments.
2. Find a car insurance with a higher deductible. The premium is usually less for auto insurance that covers a higher deductible.
3. A car equipped with security features. It would be more beneficial to get your child a car that has a lot of advanced safety features. Avoid vehicles entering the hazard class of the highest rank.
4. Follow license restrictions. Teen drivers to stick to limits and guidelines that their licenses specify.
5. Get a separate policy. With this policy, your child will be responsible for their own insurance. As a new source, will only be allowed daylight driving, a certificate from a driving school, etc.
As a parent, the most appropriate for you to do is to instill the value of responsibility in them. Them accountable for what happens to your car. They can even work part time so they can pay for half of your premium.
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